Essent Group Stock Analysis

Essent Stock Analysis Notes

About 99.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.11. Some equities with similar Price to Book (P/B) outperform the market in the long run. Essent Group has Price/Earnings To Growth (PEG) ratio of 0.84. The entity recorded earning per share (EPS) of 6.88. The firm last dividend was issued on the 1st of December 2025. Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company was founded in 2008 and is based in Hamilton, Bermuda. Essent operates under InsuranceSpecialty classification in the United States and is traded on New York Stock Exchange. It employs 349 people. To learn more about Essent Group call Mark Casale at 441 297 9901 or check out https://ir.essentgroup.com.

Essent Group Investment Alerts

Essent Largest EPS Surprises

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Essent Environmental, Social, and Governance (ESG) Scores

Essent Stock Institutional Investors

Note, although Essent's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Essent Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 6.47 B.

Essent Profitablity

The company has Profit Margin (PM) of 0.56 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.67 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.67.

Management Efficiency

Essent Group has return on total asset (ROA) of 0.0747 % which means that it generated a profit of $0.0747 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1235 %, meaning that it created $0.1235 on every $100 dollars invested by stockholders. Essent's management efficiency ratios could be used to measure how well Essent manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to drop to 0.07 in 2026. Return On Capital Employed is likely to drop to 0.1 in 2026. At this time, Essent's Liabilities And Stockholders Equity is comparatively stable compared to the past year. Non Current Liabilities Total is likely to gain to about 1.8 B in 2026, whereas Total Current Liabilities is likely to drop slightly above 320 M in 2026.

Technical Drivers

As of the 14th of February 2026, Essent shows the Mean Deviation of 1.07, downside deviation of 1.86, and Coefficient Of Variation of 14145.53. Essent Group technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Essent Group Price Movement Analysis

Essent Group Insider Trading Activities

Essent Outstanding Bonds

Essent Predictive Daily Indicators

Essent Corporate Filings

Essent Forecast Models

Essent's time-series forecasting models are one of many Essent's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Essent's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Essent Bond Ratings

Essent Group financial ratings play a critical role in determining how much Essent have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Essent's borrowing costs.

Essent Group Debt to Cash Allocation

Essent Group currently holds 493.96 M in liabilities with Debt to Equity (D/E) ratio of 0.1, which may suggest the company is not taking enough advantage from borrowing. Essent Group has a current ratio of 1.84, which is within standard range for the sector. Note, when we think about Essent's use of debt, we should always consider it together with its cash and equity.

Essent Common Stock Shares Outstanding Over Time

Essent Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Essent uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Essent Debt Ratio

5.5

It appears most of the Essent's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Essent's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Essent, which in turn will lower the firm's financial flexibility.

Essent Corporate Bonds Issued

Essent Net Debt

Stock analysis is the technique used by a trader or investor to examine and evaluate how Essent prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Essent shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Essent. By using and applying Essent Stock analysis, traders can create a robust methodology for identifying Essent entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Essent analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Essent analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Essent Group stock analysis indicators help investors evaluate how Essent stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Essent shares will generate the highest return on investment. By understating and applying Essent stock analysis, traders can identify Essent position entry and exit signals to maximize returns.

When running Essent's price analysis, check to measure Essent's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Essent is operating at the current time. Most of Essent's value examination focuses on studying past and present price action to predict the probability of Essent's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Essent's price. Additionally, you may evaluate how the addition of Essent to your portfolios can decrease your overall portfolio volatility.